Privacy Policy

1. Introduction

When you use the services of Rever Finance Inc or those of its affiliates ("Rever", "we", "our", or "us"), you trust us with your information. This privacy policy ("Privacy Policy") explains what information Rever collects, why we collect it, what we do with it, and your choices about how your information may be used. This Privacy Policy applies when you use our website(s) including our homepage located at https://rever.ai/ and all its sub domains and the related applications, services and products we offer (collectively, "Services").

If you have questions or concerns or complaints regarding Privacy Policy or associated practices, please contact us provided at in this Policy.

2. What Information We Collect:

We collect information to provide better Services to all of our users. We collect the types of information listed below:

Information you give us.

For example, some of our Services require you to sign up for a Rever account. When you do, we may ask for personal information like your name, email address, contact details, profile information, IP addresses, User-generated content (issues, comments, documents, attachments) or any information submitted through forms or communications by you to store with your account. Rever processes this data only on customer instructions.

Information we get from your use of our Services.

We collect information about the Rever Services that you use and how you use them. This information includes:

a) Device information - We collect device-specific information (such as your hardware model, operating system version, unique device identifiers, and mobile network information including phone number).

b) Log information - When you use our Services or view content provided by Rever, we automatically collect and store certain information in server logs. This includes:

• Internet Protocol (IP) address.
• Device event information such as crashes, system activity, hardware settings, browser type, browser language, the date and time of your request and referral URL.
• Cookies that may uniquely identify your browser or your Rever account.

c) Monitoring Activities: We proactively and reactively monitor IT and security operations, including networks, systems, and applications, to detect unusual activity related to Personally Identifiable Information (PII).

d) Location information - When you use Rever Services, we may collect and use information about your actual location using your IP address.

e) Unique application numbers - Certain Services include a unique application number that is associated with your installation (for example, the operating system type). It may be sent to Rever when you install or uninstall that Service or when that Service periodically contacts our servers, such as for automatic updates.

f) Cookies and other tracking technologies - We use various technologies to collect and store information when you use the Services. These may include using cookies or other tracking technologies (including web beacons, email pixels and script-based trackers) to identify your browser or device ("Website Navigational Information"). Website Navigational Information allows web applications to give you a personalized experience when using the Services.

• Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
• We may use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs.

g) You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. You can also use the cookie tool on our website to change your cookie preferences. This may prevent you from taking full advantage of the features available on the website.

3. Children:

Our websites and services are not directed at children. We do not knowingly collect personal information from children unless (a) such collection is subject to a separate agreement between you and our customers or (b) the visit by a child is unsolicited or incidental. If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us and we will take steps to delete their personal information from our systems.

4. What We Do with the Information We Gather:

We will process your information only if we are legally allowed to do so, and more specifically in the circumstances described below.

Providing our website and Services.

We use information about our customers to perform the Services and carry out our obligations under applicable terms of use/service and for the use of our website. If you are using our website but you are not a customer, we use your information to run our website and to provide you with the content you request. For example, to download content from our website or if you fill out one of our web forms, Rever will use the information you provide to contact you about your interest in the Services.

Managing user registrations.

If you have registered for an account with us, we use your information to manage your user account so that we can carry out our responsibilities under our contract with you.

Maintaining the security of our website and Services.

Rever uses your information to:

a) track your use of our website and Services;

b) create aggregated (grouped), non-personal data;

c) verify accounts and activity;

d) investigate suspicious activity;

e) enforce our terms and policies;

f) maintain the safety and security of the Services, systems and applications; and

g) protect our rights and the rights of others.

For example, we may check to confirm that you have a valid license to use the services by Verifying your user/login ID or other account details.

Developing and improving our website and Services.

When you use our website and Services, we use your information to track how you use them and to analyze usage trends. This allows us to develop and improve our website and Services and provide you with more relevant content and service offerings.

Handling contacts and user support requests.

If you fill out one of our web forms, request user support or if you contact us another way including by phone call or email, we use your information to carry out our contract with you, fulfill your requests and communicate with you.

Review compliance with applicable usage terms.

We process your information to review compliance with the applicable usage terms in our customer's contract and to ensure they are being followed.

Assessing and improving user experience.

Rever analyzes device and usage data as described in Section 1 above. Sometimes, your information may be included in that analysis. We do this to study trends, assess and improve the overall user experience and Service offering.

Managing event registrations and attendance.

Rever also uses information you give us to provide virtual and in-person corporate events, including those where Rever is the host, an exhibitor or an attendee, online forums and social networks in which you are participating ("Activities"). This includes sending related communications to you concerning the Activities as well as third-parties whom we have engaged or partnered with to provide services to support delivery of the Activities to you. Additional information on Rever's privacy practices governing your participation may be found in additional privacy statements on the websites specific to the Activities. Rever may also use information about customers and Activities participants for marketing purposes. For example, Rever may use information you provide to contact you to further discuss your interest in the Services and to send you information about Rever and its affiliates' product recommendations related to our Services or your interests. Rever may also receive information about customers and Activities participants from other sources, including third parties from whom we have purchased data, and combine this information with other information we already have about you.

Assessing capacity requirements.

Rever processes your information to assess and ensure that it is meeting the capacity requirements of its Services.

Identifying customer opportunities.

Rever processes your information to assess potential new opportunities with customers to ensure that it is meeting the demands of its customers and their users' experiences.

Displaying personalized advertisements and content.

We process your information to conduct marketing research, advertise to you, provide personalized information about us on and off our websites and to provide other personalized content based upon your activities and interests. If you wish to withdraw any consent which you were previously required to give, you may do so at any time without having to give any specific reason.

Sending marketing communications.

We may process your information to send you marketing communications (e.g., newsletters, telemarketing calls, SMS, or push notifications) about our Services, promotions or events and those of our affiliates and partners. If you wish to withdraw any consent which you were previously required to give, you may do so at any time without having to give any specific reason.

Managing payments.

If you have provided financial information to us, Rever processes your information to verify that information and to collect payment under our contract with you.

Complying with legal obligations.

We may process or disclose your information:

• when the law requires us to cooperate with public and government authorities, courts or regulators;
• when necessary to protect against misuse or abuse of our websites;
• to protect personal property or safety,
• to pursue remedies available to us and limit our damages.

5. Disclosure of Personal Information:

Business Partners.

Occasionally, Rever may partner with other companies like our channel partners, to jointly offer products, services or programs (such as webinars or downloadable content). These partners may fulfill product trials and information requests about Rever and its products from our customers and prospective customers. To do this, we may pass your information to them as necessary for that purpose only, and they are prohibited from using that information for any other purpose. Rever does not share your information with business partners unless: (1) you specifically opt in to such sharing, such as via an event registration form; or (2) you attend a joint event by Rever and its business partner(s) and allow Rever or its business partner(s) to scan your attendee badge. If you do not wish for your information to be shared in this manner, you may choose not to opt in and choose not to have your badge scanned at Rever events. If you choose to share your information with business partners as described above, your information will be subject to the business partners' respective privacy statements. Rever sometimes hires vendor companies to provide limited services on our behalf, including packaging, mailing and delivering items, sending postal mail, providing technical support, and processing event registrations. We provide those companies only the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

Third Parties.

Section 1 of this Privacy Policy, Website Navigational Information, specifically addresses the information we or third parties collect through cookies and other tracking technologies, and how you can control tracking through your Web browser. We may also disclose your personal information to any third party with your prior consent.

Service Providers.

Rever may share information about Rever website visitors, customers and webinar attendees with Rever's contracted service providers so that these service providers can provide services on our behalf. These service providers are authorized to use your personal information only as necessary to provide the requested services to us.

Rever may also share information about Rever website visitors, customers and Activities participants with:

• Rever's service providers to ensure the quality of information provided; and
• with third-party social networking and media websites, for marketing and advertising on those websites.

Unless described in this Privacy Policy and with your consent, Rever does not share, sell, rent, or trade any information with third parties for their promotional purposes.

Billing.

Rever uses a third-party service provider to manage credit card processing. This service provider is not permitted to store, retain, or use billing information except for the sole purpose of credit card processing on Rever's behalf.

Company Affiliates.

Rever may share information about Rever's customers with the Rever affiliates and companies that we acquire in the future ("Affiliates"). When we do share with Affiliates, it will be:

i. in response to a request you have submitted, or

ii. for sales, customer support, marketing, technical operations, account management or internal development purposes.

Compelled Disclosure.

Rever may also disclose your personal information if:

iii. we are required or allowed to by law or legal process;

iv. necessary due to a sale, merger, transfer, exchange or other disposition (whether of assets, stock or otherwise) of all or a part of a business of Rever;

v. necessary to protect and defend the rights or property of Rever and this website;

vi. enforce its agreements with you; or

vii. act in urgent circumstances to protect personal safety or the public.

In certain instances, Rever may also share information with our professional advisers including lawyers, bankers, auditors and insurers to the extent we are legally obliged to share or have a legitimate interest in sharing your information.

6. Security:

We are committed to ensuring that your information is secure.

In order to protect your information, we have industry-standard physical, electronic and managerial security measures in place to safeguard and secure the information we collect online. Please note that even with these protections in place, no method of storage or transmission is 100% secure. You are solely responsible for protecting your password, limiting access to your devices and signing out of websites after your sessions.

7. Links to Other Websites and Public Forums:

Rever's website may contain links to other websites. Once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting these sites and they are not covered by this Privacy Policy. You should exercise caution and look at the privacy policy applicable to the website you are visiting. Portions of this website may also make chat rooms, forums, message boards, and/or news groups available to visitors. Please remember that any information that is disclosed in these areas becomes public information and exercise caution when deciding to disclose any personal information.

8. For EU and UK Individuals: Your Rights Under GDPR

If you are in the European Economic Area or the UK, you have specific privacy rights under the EU General Data Protection Regulation and similar laws in the UK. You can contact us at any time to discuss your privacy concerns or to exercise any privacy rights you may have. Privacy rights under the EU General Data Protection Regulation and applicable UK data protection regulations include:

Transparency and the right to information. This means that you have the right to know what information we have about you and how we use that information. We've described in this policy we use and share your information. However, if you have questions or concerns you can contact us.

Right of access, objection, restriction of processing, erasure, and portability. This means that you have the right to:

• see what information about you we have,
• tell us to stop using your information
• limit how we process your information
• tell us to delete the information we have about you
• take your information from our platform and use it with another service provider.

To exercise these rights, please contact us. We will honor your request within a reasonable time but usually within one month. Please note that if you have registered for an account with Rever, you may generally update your user settings, profile, organization's settings or event registration by logging into the website or Services with your username and password and making the changes in your settings or profile.

Right to opt-out to direct marketing. This means that you have the right to tell us at any time to stop sending you marketing materials. You can do this by:

• clicking the "unsubscribe" link or following the instructions to unsubscribe within the communications you receive;
• contacting us or
• by changing your preferences under your profile on Rever Website.

We can still send you other non-marketing communications, including service announcements and administrative messages about your account. You won't have the option to stop receiving those as long as you maintain an account with Rever.

Right not to be subject to an automated decision, including profiling. This means that you have the right to not have automated decisions made about you using technology like computer programs or algorithms without human input if those decisions would have legal effects or other similar significant effects on you. We do not make any decisions this way, but we do use cookies and similar technologies on our website to personalize your experience on our website and recommend software products and services that we think would interest you. For additional information see Section 1 above.

Right to lodge a complaint with a supervisory authority. If you believe that our use of your information violates the rights granted to you under the EU General Data Protection Regulation, you have the right to file a complaint with a supervisory authority, a government agency that enforces privacy rights. You can file your complaint in the EEA country where you live, work, or the place where the violation of your rights occurred. Contact details for the EU data protection authorities can be found at https://ec.europa.eu/justice/article-29/structure/data-protection-authorities/index_en.htm.

Our EU (and UK) GDPR Representative is: Rickert Rechtsanwaltsgesellschaft m.b.H. Colmantstraße 15, 53115 Bonn, Germany Email: info@rickert.law Phone: +49 (0)228 74 898 0 Fax: +49 (0)228 74 898 66

9. Information about International Transfers:

Rever has operations in many parts of the world. Because of this, Rever may transfer and access your information from around the world, including from other countries in which Rever operates. This Privacy Policy applies even if Rever transfers information to other countries.

Your information may be collected (e.g., if you are visiting our website), transferred to and stored by us and by our affiliates in the United States and in other countries where we operate. Where the data protection and other laws of certain countries might not give you the same rights or protections as those in your country, Rever still takes steps to protect your privacy. When we transfer your information outside of the EEA, we will make sure that your information has an adequate level of protection. One of the ways we do this, is by entering into standard contractual clauses (SCCs) for the transfer of personal data. The SCCs are approved by the European Commission (Art. 46 GDPR) for transferring personal information. By visiting our website or using our Services, you understand that your information will be transferred to our facilities and third parties with whom we share it as described in this Privacy Policy.

10. California - Do Not Sell My Personal Information

If you are a California resident, the information below applies to you and in addition to the terms of the Privacy Policy.

Some of the information we collect may fall under the definition of "sensitive personal information" as defined California's privacy laws. We only use this information to provide our Services or for other purposes that California privacy law allows.

We do not "sell" your personal information in exchange for money or "share" your personal information for cross-context behavioral or targeted advertising (advertisements that target specific consumers). However, we do use third-party service providers' electronic technologies to provide relevant advertisements about Rever. The use of these technologies requires us to disclose certain information about you in order to deliver those advertisements to you. Under California law, a disclosure such as this is considered a "sale" and you have the option to prevent this type of use by contacting us.

If you choose to exercise these rights set out in this Privacy Policy, you also have a right not to receive discriminatory treatment for exercising your rights.

California Civil Code Section 1798.83 gives you the right to request information regarding how we share your personal information to our affiliates and/or third parties for direct marketing purposes. To make this request, please send an email with your first name, last name, mailing address, email address and telephone number to support@rever.ai. Please include "California Privacy Rights" in the Subject line of your email.

11. How to Exercise Your Rights

To exercise your rights, please contact us. We try to respond to all legitimate requests within one month and will contact you if we need additional information from you in order to honor your request. Occasionally it may take us longer than a month, if the request is complex or if we have a high number of requests. If you are an employee of a Rever customer, we recommend you contact your company's system administrator for assistance in correcting or updating your information. Some registered users may update their user settings, profiles, organization settings and event registrations by logging into their accounts and editing their settings or profiles.

As described above, we may also process information submitted by or for a Rever customer to our cloud products and Services. This usually means that we process such information as a processor for the Rever customer (and/or its affiliates). The Rever customer is the responsible controller of the information. We are not responsible for and have no control over the privacy and data security practices of our customers, which may different from what we've described this Privacy Policy. If your data has been submitted to us by a Rever customer or on their behalf, and you wish to exercise any rights you may have, please contact that customer directly. Because we may only access a customer's data in accordance with when and how they tell us to, if you wish to make your request directly to us, please give us the name of the Rever customer who gave us your data. We will let that customer know that you have made a request and we will help them to respond to your request within a reasonable timeframe.

12. Retention Periods and Deletion

Rever retains your personal information to:

• provide services to our users;
• fulfill our contractual obligations to our customers;
• meet our compliance and legal requirements;
• improve security and fraud prevention; and
• conduct audits.

For example, we may retain your information while you have an account to use our website or Services and for a reasonable period of time afterward. We may also retain your information during the period of time needed for Rever to pursue our legitimate interest, conduct audits, comply with our legal obligations, resolve disputes and enforce our agreements.

We determine the appropriate retention period for the information considering the:

• amount;
• type;
• sensitivity of your information;
• potential risk of harm from unauthorized use or disclosure;

and whether we can achieve the purposes of the processing through other means. We also consider any applicable legal requirements (such as applicable statutes of limitation).

In addition to the above, Rever retains your personal information to provide services, fulfill contractual obligations, meet compliance and legal requirements, improve security, prevent fraud, and conduct audits. The retention periods are determined based on the amount, type, and sensitivity of information, potential harm from unauthorized use, and applicable legal requirements. When personal information is no longer required, Rever implements secure deletion processes and procedures across all systems, applications, and devices to prevent unauthorized recovery. When you decide to delete certain information in your account, we will fulfill your request and update this information on our platform and notify third parties working for us that you have made the request.

13. Unsubscribe

You can manage the marketing and non-transactional communications that you receive from us by clicking on the "unsubscribe" link or following the instructions found in Rever's marketing emails. You can also unsubscribe by contacting us. Please note that opting out of marketing communications does not opt you out of receiving important business communications related to your current relationship with us, such as communications about your subscriptions or event registrations, service announcements or security information.

14. Changes to this Privacy Policy

We reserve the right to change this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements and other factors. If we do, we will update the "effective date" at the top of this Privacy Policy to reflect when those changes began to apply. If we make a major update, we may provide you with notice before the update takes effect. An example of how we may do this is by posting a conspicuous notice on our website or by contacting you using the email address you provided. We encourage you to periodically review this Privacy Policy to stay informed about our collection, processing and sharing of your personal information.

15. Contact Details

You can send questions about this Privacy Policy or the information practices of our website and Services to our privacy team by contacting us electronically (support@rever.ai) or by mailing us at:

Rever Finance Inc

Address: 5 Schwinn Dr, Nashua, NH, 03062, USA

Attention: Mr. Mahesh Sagi